beyond the policy

more than insurance

Our insurance and wellness products can support and guide your employees and customers through life’s journey, they are so much more than just insurance.

Trusts

Private Medical Insurance

Group Life Insurance

Group Diagnostic Insurance

Health & Wellness App

The road to business success is never smooth, but it’s easier to navigate with employees who are happy and healthy.

At Cignpost, we are big believers in prevention and protection, to make life’s journey a little less bumpy. We’ve put our many years of experience into creating insurance and healthcare products that provide real value and are valuable tools for you to make your employees’ lives easier and healthier.We can work with you to help Cignpost your employees, to provide them with support when they need it most and to help you retain your talented personnel. Talk to us today to understand what our products can do for your business.

Clients we've worked with

Health Trusts

The flexible alternative to Private Medical Cover. A Health Trust enables you to provide bespoke cover that is meaningful to your staff.

A Health Trust is an HMRC approved alternative for funding employee healthcare benefits. It works by placing funds into a dedicated account used to cover eligible medical treatments. Any unused balance at the end of the year can help offset future healthcare costs, making it a cost-effective and sustainable option for companies looking to support employee well-being.Speak to us today to learn more about Health Trusts.

Multi-Employer Trust (MET)

Small and medium sized businesses can provide employees with the same healthcare benefits as larger corporations while staying within a controlled budget.

Cignpost Multi-Employer Trusts offer a smart alternative for small to medium sized businesses, giving them access to the full benefits of a Healthcare Trust that is something traditionally reserved for large corporations.

Instead of paying premiums to an insurance company, your contributions go into a shared Health Trust fund, which is used to cover your employees’ private medical claims. By joining forces with other similar sized businesses, you increase collective buying power, helping to lower individual costs. Plus, any unused funds at the end of the year can be carried forward to help manage future healthcare expenses more smoothly.

To learn more about Cignpost Multi-Employer Trusts, complete our contact form and we will be in touch soon.

Minimal risk

Thanks to the unique way our Multi-Employer Trust is set up, extra safeguards are put in place to reduce the volatility of your trust. This brings the peace of mind that comes with knowing that your future costs are reasonable and sustainable.

Maximum control

Cignpost will put robust legal documentation in place to safeguard your healthcare scheme and give your employees full access to their benefits

Clinician led support

Claims follow the right clinical pathway from the very beginning. This ensures greater efficiency for your employees, minimising unnecessary delays.

Private Medical Insurance

A healthy team is a productive team

With Private Medical Insurance (PMI), you can give your employees fast access to high-quality healthcare when they need it most. No long NHS waits, just quick diagnosis and treatment, helping them get back to work feeling their best.Offering private medical cover isn’t just an employee perk — it’s a smart business move.

Faster treatment, fewer absences – keep your team happy, healthy, and in top form.
Attract & retain top talent – show employees you truly care about their well-being.
Boost productivity & morale – a workforce that feels valued performs at its best.
Tailored plans for your business – flexible cover to suit your company’s needs and budget.

Invest in your team, invest in your business.

Group Life Insurance

Financial security for employees' dependants

Cignpost’s Group Life Insurance provides employers with a streamlined solution to deliver life cover as a core part of their benefits offering. In the event of an employee’s death while under the policy, a tax-free lump sum — typically a multiple of salary — is paid to their nominated beneficiaries. This benefit can be structured flexibly to align with your organisation’s reward strategy and is simple to administer through payroll. Group Life also supports your company’s duty of care obligations, helping to reinforce employee trust and enhance retention.

Group Diagnostics Insurance

In the UK we are lucky enough to have one of the best public health services in the world, but demand is high and with that, waiting times can be long. Our group CignpostMe insurance product is designed to provide a seamless pathway between public services and private healthcare for your employees.

With CignpostMe your employee can take a doctor referral, talk to our claims team and then receive support and diagnostic investigations privately. After their diagnosis, they can enter back into the public pathway should that route be the best option.

To learn more about CignpostMe, contact us today.

Key benefits to the employee:

Diagnostic investigations

Covers the cost of diagnostic testing undertaken through the private healthcare pathway, but without expensive one-off costs and with optional excess.

Support and treatment

Cover includes all major tests and up to £10,000 diagnostic cover at private hospitals.

Access to MyCignpost app

Your employees will get access to our NEW MyCignpost health app, helping and rewarding them for maintaining healthier lives.

Key benefits to the employer:

Straightforward pricing

With a single price and 5-year age band costs, this product is simple and easy to transact and forecast.

Easy to take out cover

Our 5, 2, 2 rolling moratorium simplifies the application process, making it more straightforward than fully medical underwriting. This means quicker approvals and a hassle-free experience for your customers.

Supports staff retention

CignpostMe offers a competitive healthcare benefit that attracts and retains talent.

Example costing

55 employees aged between 20-70 can be covered for £989.65 per month. Contact us today for your quote

To learn more about CignpostMe and our group offering, contact us today

for customers

Expand your product offering and give more people access to fast diagnostics

We’ve created our CignpostMe product to be flexible to work within your existing sales processes, whether that’s online or through telephony services. Our simple product can be sold in a matter of minutes and can provide real value to your customers.

Our health app

for employees

Empower your team with better health - anytime, anywhere

In today’s workplace, well-being is at the heart of the employee experience. A healthier, happier team means greater productivity, reduced absenteeism, and a workplace where people thrive. That’s where MyCignpost comes in—a wellness app designed to support both employees every step of the way.

With MyCignpost, your team can:

Discover their Health Age with quick assessments
Connect wearables for real-time health insights
Access a doctor 24/7, anytime, anywhere
Set and track wellness goals for long-term well-being

Investing in well-being is investing in success. Help your team feel their best—every day.