One plan, infinite combinations.
Build a healthcare plan that perfectly matches your company structure. You decide who gets what.
What you get as an employer...
Predictable premiums
Age-banded pricing - no claims-rate surprises at renewal.
Minimal admin setup
Guided onboarding, dedicated account manager, cover from day 1.
Flexible tiers
Options for businesses in any sector with 2 to 2,000+ employees, with options to have employees on different cover tiers under one policy.
Attract and retain talent
Stand out to candidates who’ve never been offered this before, and retain talent you already have with bespoke cover they won’t find elsewhere.
Clinically backed MI
Get regular reports that provide meaningful insights into the overall well-being of your team.
What your team get...
Private diagnostics
Up to £10k for scans, tests & biopsies at 800+ hospitals.
Treatment Bolt-on
£50,000 for treatment, surgeries and recovery. Optional extra.
24/7 GP on demand
No waiting rooms. A doctor available day or night via our app.
Physiotherapy
Immediate access for all. Option of in person sessions with Enhanced policies.
MyCignpost app
Health hub, well-being tools & cover - all in one place.
Employee healthcare is more important than ever before
The real cost of waiting...
£28bn
lost to sickness absence in the UK annually
76%
of employees say health benefits influence their decision to stay
8 days
average time to private diagnosis vs 14 weeks on NHS
Clear pricing, no surprises.
Age-banded
No hidden fees
No claims-rate loading at renewal
Tiered options for every business size
From £10.50 per employee/month*
*Standard cover for 18-24 year old with £250 excess.
Add treatment cover.
Cover the complete journey from diagnostics to the operating theater to recovery.
Add it to any plan for extra peace of mind.
Optional
Treatment Bolt-on
£50,000
- Inpatient & day case treatment
- Surgical procedures
- Specialist consultations
- Mental health treatment
- Cancer treatment
- Rehabilitation
Simple pricing
Based on age and not how much you claim, from £20 per month.
From diagnosis to recovery
Covers finding the problem and fixing it, under one joined-up product.
Extra peace of mind
Private treatment means shorter surgical waits and quicker recovery times.
Optional
Treatment Bolt-on
£50,000
treatment cover per employee, per year
- Inpatient & day case treatment
- Surgical procedures
- Specialist consultations
- Mental health treatment
- Cancer treatment
- Rehabilitation
Predictable pricing
Based on age, not usage, so you can forecast confidently.
From diagnosis to recovery
Covers finding the problem and fixing it, under one joined-up product.
Extra peace of mind
Private treatment means shorter surgical waits and quicker recovery times.
“As a small business, we want to look after our people properly, but private medical insurance always felt too expensive and more complicated than we needed.
Setting up CignpostMe was genuinely easy. There was very little admin, no disruption to the team, and we were up and running quickly. That made a big difference for us.
What we value most is knowing that if someone needs answers, they can get them without waiting months. It gives our team peace of mind, and it helps us avoid small issues turning into longer absences.
It feels like a sensible, practical way to support people without taking on the cost or complexity of full private healthcare. For a business of our size, it’s the right balance.”
Richard Eldridge, MD, Conectia
“As a small business, we want to look after our people properly, but private medical insurance always felt too expensive and more complicated than we needed.
Setting up CignpostMe was genuinely easy. There was very little admin, no disruption to the team, and we were up and running quickly. That made a big difference for us.
What we value most is knowing that if someone needs answers, they can get them without waiting months. It gives our team peace of mind, and it helps us avoid small issues turning into longer absences.
It feels like a sensible, practical way to support people without taking on the cost or complexity of full private healthcare. For a business of our size, it’s the right balance.”
Richard Eldridge, MD, Conectia
Ready to protect your most valuable asset?
Give your team fast access to private diagnostics and cut down costly wait times. Keep your people healthy and your business moving forward.
Also available for businesses
Multi Employer Trust (MET)
A tax-efficient alternative to traditional PMI - giving employers complete control over healthcare spend.
Health Trusts
Bespoke self-funded healthcare arrangements for larger organisations seeking maximum flexibility.
