For employers & HR teams

Advanced healthcare solutions, take control of your healthcare spend.

Move beyond standard insurance. We offer smarter, self-funded arrangements that cut out unnecessary costs and puts you in control of your team’s healthcare benefits.

Speak to us0203 540 5800

Multi-Employer Trust (MET)

The smarter, tax-efficient alternative to traditional Private Medical Insurance.

How it works

Instead of paying premiums to an insurer, you contribute to a trust fund. You only pay for the healthcare your employees actually use.

Who is it for?

Ideal for companies with 20-200 employees. It is highly effective if you currently pay PMI and want to reduce costs without sacrificing quality.

	With Cignpost MET
0% Insurance Premium TAX (IPT)
No wasted money
Scalable 20-200+ employees

Is a MET right for your business?

Cignpost will model the financial impact for your specific workforce before you commit to anything.

Request a MET financial model

Health Trusts

Complete autonomy and bespoke design for large organisations

How it works

A fully self-funded arrangement where you eliminate the insurer entirely. You take on the financial risk to keep the profit margins while Cignpost handle all the clinical management and administration.

Who is it for?

Suited for organisations with 200 or more employees to spread the risk effectively.

	With Health Trusts
100% bespoke
Data driven strategy
Cap your risk

Is a Health Trust right for your business?

Cignpost will assess your workforce, model projected claim volumes, and recommend the right stop-loss structure before your trust launches. Every arrangement is built from scratch around your organisation.

Talk to our Health Trust specialists

Find your perfect fit

	CignpostMe	MET	Health Trust
No. of employees	Any size	20-200 employees	200+ employees
Tax efficiency	Standard	No IPT (12% saving)	Maximum (no insurer margin)
Benefit flexibility	Standardised tiers	Configurable	Fully bespoke
Employer risk	Zero	Low (stop-loss available)	Higher (stop-loss advised)
Set up complexity	Minutes	Weeks	Months
Price from	£10.50/employee/month	Bespoke quote	Bespoke quote
	Get pricing	Contact us	Contact us

Not sure which solution is right for you?

Our specialists will model the financial and practical case against your workforce. We help you pick the right plan for your business based on your needs.

Book a free consultation