Terms of use

Our websites are made available free of charge.

Please read these terms and conditions carefully before using this website

What's in these terms?

These terms tell you the rules for using our website(s).

Who we are and how to contact us

“We” “Us” “Our” or Cignpost means any company that is a member of the Cignpost Group Limited group of companies, namely:

Cignpost Advised Limited (CRN 4296341);
Cignpost Limited (CRN 6876406);
Cignpost Services Limited (CRN 8957224);
Cignpost Financial Services Limited (CRN 8427716);
Cignpost Corporate Limited (CRN 9246549);
Cignpost Direct Limited (CRN 15785909);
Cignpost Group Limited (CRN 9071774).

Cignpost Advised Limited is authorised and regulated by the Financial Conduct Authority (“FCA”), registration number 304130. All companies are registered in England & Wales under the company registration numbers stated above. To contact us by post: The Stables, Peper Harow, Godalming, England, GU8 6BQ. Or by email: support@cignpost.com

By using our websites you accept these terms

In providing you access to these websites, you agree to observe these terms and conditions, as well as any other specific terms and conditions for content or functionality that may be provided on the websites. Please read carefully as your use of this website constitutes acceptance of these terms and conditions.

There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our website:

Our Privacy Policy, details how we use your personal information.
Our Cookie Policy, which sets out information about the cookies on our websites.

We may make changes to these terms and website

We amend these terms from time to time. Every time you wish to use our websites, please check these terms to ensure you understand the terms that apply at that time. We may update and change our websites from time to time to reflect changes to our products, our ussers' needs and our business priorities.

We may suspend or withdraw our website

We do not guarantee that our websites, or any content on them, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our websites for business and operational reasons. You are also responsible for ensuring that all persons who access our websites through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they agree to comply with them.

Our websites are only for users in the UK

Our websites are directed to people residing in the United Kingdom. We do not represent that the content available on or through our websites is appropriate for use or available in other locations.

You must keep your account details safe

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at dataprotection@cignpost.com

How you may use material on our websites

You may print off one copy, and may download extracts, of any page(s) from our websites for your personal use and you may draw the attention of others within your organisation to content posted on our websites. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our websites must always be acknowledged (except where the content is user-generated). You must not use any part of the content on our websites for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy, download, share or repost any part of our websites in breach of these terms of use, your right to use our websites will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

No text or data mining, or web scraping

You shall not conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our websites or any services provided via, or in relation to, our websites. This includes using (or permitting, authorising or attempting the use of):

Any "robot", "bot", "spider", "scraper" or other automated device, program, tool, algorithm, code, or other process or methodology to access, obtain, copy, monitor or republish any portion of the websites or any data, content, information or services accessed via the same.
Any automated analytical technique aimed at analysing text and data in digital form to generate information which includes but is not limited to patterns, trends and correlations.

The provisions in this clause should be treated as an express reservation of our rights in this regard, including for the purposes of Article 4(3) of Digital Copyright Directive ((EU) 2019/790). This clause shall not apply insofar as (but only to the extent that) we are unable to exclude or limit text or data mining or web scraping activity by contract under the laws which are applicable to us. Our websites, their content and any services provided in relation to the same is only targeted to, and intended for use by, individuals located in the UK. By continuing to access, view or make use of our websites and any related content and services, you hereby warrant and represent to us that you are located in the UK.

Do not rely on information on this site

The content on our websites is provided for general information only. It is not intended to amount to financial advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our websites. Although we make reasonable efforts to update the information on our websites, we make no representations, warranties or guarantees, whether express or implied, that the content on our websites is accurate, complete or up to date.

We are not responsible for websites we link to

Where our websites contain links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those websites or resources.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user:

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any products to you, which will be set out in our Terms and Conditions of supply.

If you are a business user:

We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- use of, or inability to use any of our websites; or
- use of or reliance on any content displayed on our websites.
- In particular, we will not be liable for:
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.

If you are a consumer user:

You agree not to use our websites for any commercial or business purposes, and we have no liability to you for any loss of profit or other loss of any description, however caused.
If defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation, save that we are not responsible for and will not repair or pay compensation for any damage caused by a virus.

We are not responsible for viruses and you must not introduce them

We do not guarantee that our websites will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our websites. You should use your own virus protection software. You must not misuse our websites by knowingly introducing viruses, trojans, worms, logic bombs or any other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our websites, the server on which our websites are stored or any server, computer or database connected to our websites. You must not attack our websites via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our sites will cease immediately.

Rules about linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link to our websites in any website that is not owned by you. Our websites must not be framed on any other site, nor may you create a link to any part of our sites other than the home page. We reserve the right to withdraw this linking permission without notice and/or request that you remove one or more links. If you wish to link to or make any use of content on our websites other than that set out above, please contact support@cignpost.com

Copyright and Trademarks

Cignpost Group owns or is licensed to use all copyrights, design rights, database rights, algorithms and other intellectual property in this Website. All Cignpost Group trade names, logos and icons are registered trademarks of Cignpost Group. All rights are reserved in all intellectual property of these websites.

Law

The laws of England and Wales govern the use of these websites. We both agree to the exclusive jurisdiction of the courts of England and Wales.